logo_no_bg_original

YOUR GREEN HOME EXPERT

Start Exploring
pngkey.com-equal-housing-white

Find a Home on the MLS

SCHEDULE A CONSULTATION

What’s My Home Worth

Buyer and Seller Guidebooks

facebook (5)
linkedin (1)
youtube (2)
instagram (4)
twitter (1)

Follow Us

I'm Your NAR Green Realtor®

Being a certified GREEN Realtor®, allows me to help my clients in making informed choices which will positively impact both the environment and reduce their energy bills. With additional training in solar systems and energy efficient mortgages I can assist you in making your green dreams come true.

I will show both home buyers and home sellers how to take actionable steps to improve a home’s market value and identify green alternatives. Working with me as your NAR Green Realtor®, I will give you clarity and insight into things often unnoticed.


Any Home Can Be a Green Home.

A high-performance, energy efficient home isn’t reserved for only new home construction and by the way, not all home builders build green. Today, any home can offer at least some of the benefits of resource efficiency. Thankfully, you don’t have to do it alone. As a Realtor® with NAR’s Green Designation, I have the knowledge and training to help guide you to the best options based on your preferences.

Greening Up Your Lifestyle

Attaining a greener lifestyle doesn’t have to be expensive or time-consuming. Some minor adjustments to a home can cut expenses and make a positive impact on your health and quality of life.

Here are some examples of easy fixes you can do to make a home greener:

Change the lights to LED
Update the Thermostat
Add a timer to your outdoor lights/sprinklers/pool And so much more
Make sure windows and doors seal properly
And so much more
Man is Adjusting a temperature using a tablet with smart home app in modern living room
connected dishwasher

Here are some moderate fixes that can be made:

Upgrade to modern energy efficient kitchen appliances
Install low flow faucets, showerheads and toilets
Upgrade the front/ garage door
Install a sprinkler/drip system
And so much more

Here are some bigger fixes you may want to consider now or in the future:

Install a solar system
Install energy efficient windows
Install a modern HVAC system
And so much more
solar cell diagram house system isometric vector

By planning and budgeting your approach, you will be able to make your home as energy efficient as you want. In many cases you can make many of these and other fixes for very little out of pocket cost.

Truly Understand the Impact of Green.

There’s a lot of “green” in the world today, and a lot of it can be confusing. By working with me as your NAR Green Realtor®, you will gain access to real information on energy and home performance technology and the best practices that produce results.

I will bring knowledge to you. Whether you’re upgrading, buying or selling. I will show you the:

Benefits of a resource-efficient home
DIY projects for you to improve resource-efficiency
Smart home technologies
Best approaches for retrofitting and replacing systems
Importance of green remodeling and modern building practices

INVEST

Make the Most of Your Investment.

Improving the resource efficiency of a home not only increases its comfort and performance but can also boost its value. You can make small changes with little out of pocket or save up to make bigger changes for older outdated items. It’s even possible to get financing (even when you’re purchasing a home) which will help you make those big changes right away. More on how the financing works later or click here to skip ahead.

In today’s real estate market most homebuyers are demanding a house that offers at least some of the benefits of resource efficiency. Some simple fixes and upgrades are key to not only immediate savings, but also improving the property value as a whole.

scott-graham-5fNmWej4tAA-unsplash

ADU

Accessory Dwelling Unit (ADU)

An accessory dwelling unit, or ADU, is an additional living space on your property, often referred to as an in-law's home. They are most commonly in your backyard or a garage conversion. ADUs are popular home additions because they are typically associated with a lower cost to build. They are not only budget friendly but often require limited permits and other red tape.

As a certified Accessory Dwelling Unity Specialist® I will show you how ADUs can be a very green alternative to buying an existing property. If an ADU is right for you it will open up the type of homes you can consider when considering a multifamily property.

pexels-jason-boyd-3209045

It doesn’t matter if you call it a granny flat, casita, junior suite, cottage or guest house, an ADU comes in many sizes and styles to fit your needs and budget. To learn more about how an ADU can help meet your family’s needs please click here.

Bottom Line

I am here to provide you with a customized approach to your GREEN real estate needs. I have the knowledge and expertise to counsel you through the major financial and lifestyle transitions involved in buying or selling an energy efficient home. As a NAR Green Realtor®, I will offer you the opportunity to complete a real estate transaction with the patience, professionalism, and the expertise you both deserve & expect.

Schedule your 15 Minute consultation today!

Schedule Now

Financing

Home Loan Financing

Having a home loan in place will allow you to know how much you will qualify for, prior to visiting a new home community, is key to the homebuying process. If you are already approved for a home loan, you likely have all we need to start visiting new sites. Simply click here to schedule your no obligation 15 minute consultation to see if we are the right fit for each other.

However, if you have not yet been approved, it is imperative that you being the process of selecting the best financing for your situation. Once we know what type of loan is best, you can then know what kind of Mortgage Loan Originator (MLO) that is needed for the job.

precondo-ca-OHS6jMpuUnM-unsplash

EEM

Energy Efficient Mortgages

Using an energy efficient mortgage means living comfortable with more predictable energy costs. When buying a home, you can increase your comfort and savings by using an Energy Improvement Mortgage (EIM). Sometimes also referred to as an EEM, it is easy to use, federally recognized, and can be applied to most home mortgages, including FHA, VA and Conventional financing. EIMs provide the borrower with special benefits when purchasing a home that is energy efficient or can be made efficient through the installation of energy-saving improvements.

Homeowners with lower utility bills have more money in their pocket each month. Plus they potentially can reap a greater tax deduction for their old energy costs. (Talk with a tax professional for more details.)

pexels-vivint-solar-2850347

Check out these Energy Improvement Mortgage loan highlights:

Qualify for a larger loan amount with flexible debit-to-income requirements
Works for both NEW and RESALE homes
Available in FHA, VA, and Conventual loan options
No Private Mortgage Insurance
Increase the potential resale value of your home.

When you do not have the cash on hand or would rather not spend it, an EIM/EEM mortgage can pay for energy efficient improvements easily. Your Mortgage Loan Originator (MLO) can adjust your maximum loan amount to cover many GREEN improvement costs. Monthly mortgage payments will increase slightly however, you will actually save money because your energy bills will be lower!

An energy efficient mortgage can be a great loan for the right homebuyer so, it’s important to talk with a team of professionals to see if it’s the right loan for you. Both your Realtor® and Mortgage Loan Originator (MLO) need to be on the same page and completely understand this type of loan to make your buying process a smooth and successful one.

I am here to help explain:

How it all works and what to ask your lender
How to obtain a home energy assessment from a Qualified Energy Assessor
How Energy-efficient homes can cost less to own than non-efficient homes

Financing

FHA Financing

An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. FHA home loans require lower minimum credit scores and down payments than many conventional loans. This makes FHA loan especially popular with homebuyers with limited funds for a down payment.

Check out these FHA home loan highlights:

Limited Down Payment of 3.5% Required
No Prepayment Penalty
Non-Owner Cosigners Allowed
Flexible Credit Standards

towfiqu-barbhuiya-JhevWHCbVyw-unsplash

FHA home loans typically have slightly higher interest rates than conventional mortgages and require Private Mortgage Insurance (PMI) determined by the borrowers credit score and amount of money used in the down payment. FHA loans also allow for higher debt-to-income ratios and as mentioned above they have flexible credit guidelines. Qualifying for a FHA loan is not overly difficult however, it takes a certain skill set from a team of real estate professionals to assist anyone who is pushing their limits or has credit challenges.

I am here to assist you with:

FHA Eligibility Requirements
An Explanation of Mortgage Insurance
Debt To Income Requirements
Loan Limits Set for the County

Financing

VA Financing

Use the VA Benefits You Earned! For those who qualify, the VA loan program can be the best loan option. Backed by the U.S. Department of Veterans Affairs, VA loans are designed to help active-duty military personnel, veterans and some others become homeowners at an affordable cost. VA homes loans have a more lenient credit guideline compared to traditional loans making it easier to qualify for a mortgage. This is a great loan option, especially for first-time homebuyers.

Check out these VA home loan highlights:

Limited Down Payment of 3.5% Required
No Prepayment Penalty
Non-Owner Cosigners Allowed
Flexible Credit Standards

michael-longmire-lhltMGdohc8-unsplash

VA home loans typically have lower interest rates than conventional mortgages, allow for higher debt-to-income ratios and as mentioned above they have flexible credit guidelines. Plus, VA loans do not require monthly private mortgage insurance. Qualifying for a VA loan is easier than you may think, however, it takes a certain skill set from a team of real estate professionals to assist anyone who isn’t at the tip of the spear.

By the way, I am also a certified MRP®, Military Real Estate Professional®, who understands the needs of both veterans and active-duty personnel.

I am here to assist you with:

VA Eligibility Requirements
Disability Waivers
Local BAH Rates Requirements
Debt To Income Requirements

Financing

Conventional Loan Options

Conventional mortgages (typically the interest rates you hear about on TV/radio) are the most common type of home loan financing. These types of home loans do not have any kind of government backing, like an FHA loan or VA loan, so they typically have more stringent credit requirements and financial standards.

Homebuyers with excellent credit and solid assets can often tap into the best interest rates and terms of a conventional loan. I suggest looking very closely at this loan when putting down a minimum of 20% of the purchase price. Anything less down, should your require careful consideration.

andrew-neel-cckf4TsHAuw-unsplash

Selling

Selling Your Home

With years of experience selling homes, I have created a plan which will assist you to sell your home (GREEN or Traditional) quickly and at the best possible market price. To begin the process, I like to have my clients start with a no obligation, automated market analysis. Just click here to get your instant automated report, using the same comparable homes I will be considering when doing your more Personal Equity Analysis Report.

francesca-tosolini-XcVm8mn7NUM-unsplash

Personal Equity Analysis Report

The next step is what I like to call a Personal Equity Analysis Report (PEAR) and it is an amazing tool! I will personally tour your surrounding neighborhood and do a thorough walk of your home. I will be looking to find as much hidden value, inside and out, as possible which will include full consideration of your home’s current condition.

Some of what you will get with your customized PEAR:

Comparative Market Analysis (CMA)
A True Price Range Determined by Condition, Location & Access.
A Cash Offer Price if Requested

Seeing your home and its condition is only part of the process. It is essential that we have all of the information at our fingertips to know what we think your bottom line will be. After all, knowing how much equity you have, what the current market conditions are, and constant communication is key to determining a viable sales price.

When we meet I will have a detailed property report that will:

Confirm Legal Ownership
Examine any Liens on the Property
Look for Judgements or Filed lis pendens
Current Property Tax Records
Look for any Tax Delinquencies
Look for any Pre-Foreclosure Filings
Determine Restriction(s) from Deed, HOA or Other

Understands the benefits of a GREEN home lifestyle
Will be patient and understanding throughout the process
Sees the hidden value often missed in buying/selling a home
Is aware of the local GREEN housing options & amenities available
Will provide useful resources and information throughout the entire process

If You are Looking for Someone Who…

Once your PEAR is completed and your are satisfied with the results, it is just a matter of preparing your home for sale, getting the marketing ready and authorizing a little paperwork. Although the process sounds (and is) complicated, a true professional Realtor® with their MRP certification will be able to provide you with all the information you need to make an informed and mission critical decision.

I know that whether you are buying or selling a home, time is not on your side with a PCS. The sooner we connect, the sooner you can get this part of the transfer started. When you are ready to schedule your no-obligation in-person Personal Equity Analysis Report (PEAR) click HERE to get started

FREE Instant Home Valuation

FREE Instant Home Valuation

I want to learn how to buy like a pro!

If you’re ready to buy a home, you have a great opportunity to get ahead of the curve by purchasing before rates and prices climb higher. If you can, buying sooner rather than later may make the most financial sense.
Get Access To This Free Guide
Cover

Free Buyer's Guide

Things To Consider When Buying A Home

Cover

Free Buyer's Guide

Things To Consider When Buying A Home

Leverage the market and sell your home!

The current imbalance of supply and demand is good news for you. Let’s connect today to discuss how much leverage you have, and why it’s best to sell now instead of later, if you’re ready.
Get Access To This Free Guide
Cover

Free Seller's Guide

Things To Consider When Selling Your Home

Cover

Free Seller's Guide

Things To Consider When Selling Your Home

About

Josh Beauchamp

First and foremost, I am a family man who loves my dogs, grandchildren and spending as much time as possible with my very talented wife. These are the 3 reasons I have the passion and energy to live each day to the fullest.

When I am not fishing, I am an avid BBQ guy. I grill, I smoke, and I eat! My passion for cooking comes straight from the heart. It allows me to share my love in an edible way. To me it doesn’t get much better than having a great tasting meal with the people I love. I am truly obsessed with putting the same love and attention to detail into every plate as I do with every real estate transaction.

Finally, I want to share with you an idea that has been in my mind for decades now. An idea that has shaped my life in almost every way:

If, I can make enough people’s dreams come true, then my dreams can come true too. 

Let’s dream big together! I look forward to hearing about your dreams and helping them to become a reality.

logo_no_bg_original_old_gray
See More

Get More ...

Continued & focused real estate education, training, and certifications.

See How I Can Help You!
Learn More About Designation

Testimonials

Testimonials

Client Success Stories

Highly likely to recommend

Joshua was indispensable [from] my initial visit and afterwards. He was [both] candid and well informed. Joshua was also instrumental in my contingency coordination [giving us] the option to reside in your current home while awaiting your new home’s construction. It has been my lengthen experience, over the course of 6 months, and frequent interactions with him that lend to this commendatory endorsement of him...
Eliysha Y
So excited to move… the views are amazing and it's so peaceful! I have to give a big shoutout to Josh. I'm 28 and [I] was interested in buying my first home in the near future but no one has ever taken me seriously or given me the time of day (I'm assuming because I look so young lol). Well Josh didn't care that I looked young and didn't judge me off of that and I truly appreciate that he took me seriously and believed that I could get my dream home. He made my dream a reality! He took us all over...
Erika C
We went out a few times to check out the land and homes. Joshua Beauchamp, has been the one we decided to make [a purchase with] and [he] has been very helpful. He has taken the time to talk with us about our options as well as show us other homes. Even after us signing the paperwork on our own home he has followed up with us to make sure that everything is going smooth with the sell of our current home...
Tiffany A
We have had such a positive experience from the first time and all the way through submitting an offer. Joshua has made this experience stress-free, easy, and fun. From the moment we told him what we wanted and was looking for he instantly knew the perfect home for us. He took us around, allowed us to compare and contrast homes we were considering, and sure enough, his first recommendation was spot on. We fell in love with the home and homesite. From that moment on Joshua has taken care of us...
Kiandra J
See More stories

SCHEDULE A CALL

Schedule a one-on-one, no obligation, 15 minute call or video meeting with Josh your local real estate expert.

CREATE YOUR PLAN

Create a custom tailored, step-by-step plan which focuses on your specific needs and wants in real estate.

REACH YOUR GOALS

Begin your journey, with a trusted advisor, who will guide you through the process in the professional manner you deserve.

IT AS EASY AS 1, 2, 3!

IT AS EASY AS

1, 2, 3!

Ready to get started ?

logo-no-bg-original-old-gray-240xAUTO11

Schedule your 15 Minute consultation today!

Schedule Now