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YOUR MILITARY RELOCATION EXPERT

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Let me be of service, to thank you for yours.

Whether you’re on active duty, a veteran, or a family member, you need a real estate professional who understands the challenges of a military relocation. You need someone who will make your transfer sweet and simple. Someone who will fight for your home, as you fought for ours. You need a REALTOR® who has earned their Military Relocation Professional (MRP) certification.

Becoming MRP-certified involves extensive training in the unique home-buying and selling needs of veterans and active service members. With extensive training in the policies and procedures of military relocation, I’m confident I can help you find a housing solution that works.

I can help you with:

Requirements for VA Financing
Knowledge of the Local Housing Market
Guidance Through the Rent/Buy/Sell Decision

Veteran

With extensive training in the policies and procedures of military relocation, I’m confident I can help you find a housing solution that works.

Thank you for your service.

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PCS

Permanent Change of Station

Did you recently receive your Permanent Change of Station (PCS) orders? Without a solid plan, your transfer could be a nightmare. Even if you’re an experienced PCSer and you do have a plan, but work with a professional who does not understand the urgency of a military move, your PCS could still be difficult to maneuver through.


That’s Why We Have A Plan
 Home-sellers click HERE buyers keep reading

If you have your paperwork in order and available, I can get you pre-approved for a home loan and out shopping virtually (or in person), within as little as 24 hours. In an ever changing real estate market with limited time to act, this could potentially save you days or even weeks off the typical process; which is especially important if you are not a DITY mover.

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SHOP REMOTELY

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Without a doubt, shopping online for a home is a unique experience. However, since COVID first started, shopping this way has proved to be a great option for many who were, and still are reluctant to do things the “old way.” This in turn has greatly improved the PCS experience for busy relocating personnel and their families. As a company, we have adapted to this new way of doing business, allowing our Military clients to have the best possible experience when shopping for a home remotely.

We know that sometimes you will not be able to meet in person and this will be a great opportunity to utilize our online technology to meet with each other. Starting with your initial consultation, continuing with property walks, doing paperwork, and even meeting with inspectors, I can help you to be part of the action. Of course, when the video isn’t your first choice I still utilize the telephone and email too!

SHOP IN PERSON

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Nothing compares to shopping for a home in person. Being able to experience a neighborhood and its surrounding community while driving to the next home can teach you a lot. Hopefully, this is how we are able to shop for your home at least once.

Having power shopped the local housing market at least once, will allow you to have a better perspective of the local area and the type of homes it has to offer. Armed with this local knowledge, if we cannot continue to meet in person, it will make finishing the task of relocating through remote technology a much more comfortable experience.

Our plan is so efficient you will have time to check out:

Spousal Employment Options
Daycare / Schools Options
Local Sports Leagues
Local Places of Worship
Local Charities
Shopping and Entertainment
Recreational Activities

GET THE ANSWERS YOU ARE LOOKING FOR

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Get the answers you want, at a speed you expect. Through advanced education and years of practical real-world experience, I know what it takes to get the job done.
When it comes to buying a home in today's real estate market, you need an experienced Realtor® to guide you. Someone who is honest, upfront, and gives you a realistic understanding of the local market. One of my primary missions is to listen first and ask questions second.

Put my expertise to work for you in:

Evaluate homes on the local market
Learning about Neighborhood Amenities and Schools
Alerting you to Commute and Travel Times
Offering Certified Negotiating Expertise (RENE)
Completing all Required Paperwork To Purchasing a Home

Clear communication, on an ongoing basis, allows us to stay in front of potential pitfalls while making the process of buying your home smooth and enjoyable. I have been preparing to help you for years, so you can focus on other important things during your transfer.

I’m ready to put my specialized training to work for you. As an MRP, my number one mission is to make your relocation process as smooth as possible.

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Financing

Home Loan Financing

Having a home loan in place will allow you to know how much you will qualify for, prior to visiting a new home community, is key to the homebuying process. If you are already approved for a home loan, you likely have all we need to start visiting new sites. Simply click here to schedule your no obligation 15 minute consultation to see if we are the right fit for each other.

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However, if you have not yet been approved, it is imperative that you being the process of selecting the best financing for your situation. Once we know what type of loan is best, you can then know what kind of Mortgage Loan Originator (MLO) that is needed for the job.

Financing

VA Financing

Use the VA Benefits You Earned! For those who qualify, the VA loan program can be the best loan option. Backed by the U.S. Department of Veterans Affairs, VA loans are designed to help active-duty military personnel, veterans and some others become homeowners at an affordable cost. VA homes loans have a more lenient credit guideline compared to traditional loans making it easier to qualify for a mortgage. This is a great loan option, especially for first-time homebuyers.

Check out these VA home loan highlights:

No Down Payment Required
No Loan Limits
No Prepayment Penalty
No Private Mortgage Insurance
Flexible Credit Standards

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VA home loans typically have lower interest rates than conventional mortgages, allow for higher debt-to-income ratios and as mentioned above they have flexible credit guidelines. Plus VA loans do not require monthly private mortgage insurance. Qualifying for a VA loan is easier than you may think, however, it takes a certain skill set from a team of real estate professionals to assist anyone who isn’t at the tip of the spear.

I am here to assist you with:

VA Eligibility Requirements
Disability Waivers
Local BAH Rates
Debt To Income Requirements

100% Veteran Financing Without VA Eligibility

If you are active duty or a veteran purchasing a home or farm (yes I said Farm) in California, a CalVet home loan is a viable loan option. Now before I go on, I want to let you know this is a specialty loan. Most have never heard of this loan or done a real estate transaction with it. In my opinion you must work with a Realtor® who understand this type of financing because they will most likely have to educate the seller about it as well.

This being said, CalVet home loans are amazing for the right type homebuyer. Because CalVet
is not a bank or finance company, the process of buying your home is different than using a typical VA home loan. As a result, this loan is a viable alternative or first choice, depending on your current situation.

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What makes this loan so different compared to a VA Home Loan:

Put my expertise to work for you in:

No VA Eligibility Check
More Flexible on Credit
Manual Underwriting
Expanded Home Insurance
Farm Loans Ok

If you qualify, it is possible to have a Cal Vet home loan and a VA home loan at the same time; allowing you to rent out your current home or simply sell it at at a later date at your own convenience. The point is, you have flexibility and options when working with a knowledgeable professional

Financing

Other Financing Options

Alternative Loan Options

Not everyone who is active duty or a veteran will be looking for traditional VA financing. Some home buyers will be looking for options beyond the traditional options. For them, they may be looking to make a home green by adding a solar system, new insulation, or modern water heater. This can actually be done with an alternative VA loan option. Others may be looking to get a fixer-upper type of home for less money out of pocket.:

Either way, these alternative loan options should be considered:

Energy Improvement Mortgage
FHA 203(K) Streamline
USDA Financing for Rural Homes
FHA Non-Owner Occupying Co-Borrower

Conventional Loan Options

Conventional mortgages (typically the interest rates you hear about on TV/radio) are the most common type of home loan financing. These type of home loans do not have any kind of government backing, like an FHA loan or a VA loan, so they typically have more stringent credit requirements and financial standards. However, homebuyers with excellent credit and solid assets can often tap into the best interest rates and terms of a conventional loan. I suggest looking very closely at this loan when putting down a minimum of 20% of the purchase price. Anything less than this amount will require careful consideration.

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Selling

Sell Home As A Veteran

Did you recently receive your Permanent Change of Station (PCS) orders and need to sell your current home right away? I can help!

With years of experience selling homes, I have created a plan which will assist in selling your home quickly and at the best possible market price. To begin the process, I like to have my clients start with a no obligation, automated market analysis. Just click HERE to get your instant automated report, using the same comparable homes I will be considering when doing a more personalized report .

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Personal Equity Analysis Report

The next step is what I like to call a Personal Equity Analysis Report (PEAR) and it is an amazing tool! I will personally tour your surrounding neighborhood and do a thorough walk of your home. I will be looking to find as much hidden value, inside and out, as possible which will include full consideration of your home’s current condition.

Some of what you will get with your customized PEAR:

Comparative Market Analysis (CMA)
A True Price Range Determined by Condition, Location & Access.
A Cash Offer Price if Requested

Seeing your home and its condition is only part of the process. It is essential that we have all of the information at our fingertips to know what we think your bottom line will be. After all, knowing how much equity you have, what the current market conditions are, and constant communication is key to determining a viable sales price.

When we meet I will have a detailed property report that will:

Confirm Legal Ownership
Examine any Liens on the Property
Look for Judgements or Filed lis pendens
Current Property Tax Records
Look for any Tax Delinquencies
Look for any Pre-Foreclosure Filings
Determine Restriction(s) from Deed, HOA or Other

Once your PEAR is completed and your are satisfied with the results, it is just a matter of preparing your home for sale, getting the marketing ready and authorizing a little paperwork. Although the process sounds (and is) complicated, a true professional Realtor® with their MRP certification will be able to provide you with all the information you need to make an informed and mission critical decision.

I know that whether you are buying or selling a home, time is not on your side with a PCS. The sooner we connect, the sooner you can get this part of the transfer started. When you are ready to schedule your no-obligation in-person Personal Equity Analysis Report (PEAR) click HERE to get started

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The current imbalance of supply and demand is good news for you. Let’s connect today to discuss how much leverage you have, and why it’s best to sell now instead of later, if you’re ready.
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Moving On!

A Guide to Housing-Related Resources Tailored to Seniors and their Families.

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Moving On! A Guide to Housing-Related Resources

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Moving On! A Guide to Housing-Related Resources

About

Josh Beauchamp

First and foremost, I am a family man who loves my dogs, grandchildren and spending as much time as possible with my very talented wife. These are the 3 reasons I have the passion and energy to live each day to the fullest.

When I am not fishing, I am an avid BBQ guy. I grill, I smoke, and I eat! My passion for cooking comes straight from the heart. It allows me to share my love in an edible way. To me it doesn’t get much better than having a great tasting meal with the people I love. I am truly obsessed with putting the same love and attention to detail into every plate as I do with every real estate transaction.

Finally, I want to share with you an idea that has been in my mind for decades now. An idea that has shaped my life in almost every way:

If, I can make enough people’s dreams come true, then my dreams can come true too. 

 Let’s dream big together! I look forward to hearing about your dreams and helping them to become a reality.

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SCHEDULE A CALL

Schedule a one-on-one, no obligation, 15 minute call or video meeting with Josh your local real estate expert.

CREATE YOUR PLAN

Create a custom tailored, step-by-step plan which focuses on your specific needs and wants in real estate.

REACH YOUR GOALS

Begin your journey, with a trusted advisor, who will guide you through the process in the professional manner you deserve.

IT AS EASY AS 1, 2, 3!

IT AS EASY AS

1, 2, 3!

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